The Institute implemented the "Opportunity 2.0" thematic project in the area of preventing social exclusion of persons threatened with consumer bankruptcy by designing a proprietary model of assisting excessively indebted individuals. A visit of Foundation representatives to Iceland was organised with intent to get in touch with Icelandic institutions. Foundation representatives attended meetings with experts, were exposed to Icelandic experiences concerning the process of handling the economic crisis, were presented with the operational model of the spokesperson for the indebted, and consulted the assumptions and potential options of developing a thematic project with the Partner organisation (all recommendations duly included in the experts' report).